Unit 38：金钱与金融

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Tenants are responsible for paying their own utility bills.

租户需自行支付水电等账单。

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Take concise notes during the lecture to aid revision.

听课时做简明笔记，以便复习。

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I fumbled for loose coins in my pocket to pay the bus fare.

我慌忙在口袋里摸索零钱付公交车费。

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He checked his slim leather wallet for his driver’s license and credit card.

他检查了自己轻薄的皮质钱包，寻找驾照和信用卡。

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He checked his slim leather wallet for his driver’s license and credit card.

他检查了自己轻薄的皮质钱包，寻找驾照和信用卡。

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She rummaged through her small red purse for loose change.

她在那只小巧的红色钱包里翻找零钱。

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Always check your credit card statement for unauthorized charges.

务必核对信用卡账单，确认无未授权扣款。

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She tapped her debit card to pay for coffee at the café.

她在咖啡馆用借记卡轻触付款买咖啡。

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The nearest cash machine is outside the supermarket.

最近的自动取款机在超市外面。

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He withdrew £50 from the ATM using his bank card.

他用银行卡从ATM取了50英镑。

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We opened a joint account at a local bank last month.

我们上个月在本地一家银行开了个联名账户。

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Please email me your latest bank statement for verification.

请电邮我您最新的银行对账单以供核实。

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Most customers now prefer online banking for its convenience.

多数客户如今更青睐便捷的网上银行服务。

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Mobile banking lets you transfer money anytime, anywhere.

手机银行让您随时随地转账。

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Keep your receipt in case you need to return the item.

请保留收据，以便退货。

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The exchange rate between these two currency fluctuates daily.

这两种货币之间的汇率每日波动。

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The cashier scanned each item before ringing it up on the cash register.

收银员扫描每件商品后，在收银机上录入。

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We’ll wait till the rain stops before heading out.

我们会等到雨停再出门。

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Please issue an itemized invoice for the services rendered.

请就所提供的服务开具一份明细发票。

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The manager will check your reservation before seating you.

经理会在安排入座前核实您的预订信息。

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She deposited the cheque into her current account yesterday.

她昨天把支票存入了自己的活期账户。

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The central bank raised the base interest rate by 0.25 percentage points.

央行将基准利率上调了0.25个百分点。

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They took out a 25-year fixed-rate mortgage to buy their first home.

他们申请了一笔25年期的固定利率抵押贷款来购买首套住房。

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The startup secured a £50,000 bank loan to fund product development.

这家初创企业获得了一笔5万英镑的银行贷款，用于产品开发。

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Never share your debit card PIN with anyone, even bank staff.

切勿向任何人（包括银行员工）透露你的借记卡PIN码。

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Shares of the tech firm began trading on the London Stock Exchange last Friday.

这家科技公司的股票上周五开始在伦敦证券交易所上市交易。

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to withdraw money

取钱

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to change money

兑换货币

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to transfer money

转账

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The government launched a campaign to save money on public services.

政府发起了一项节约公共服务开支的行动。

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His taxable income increased significantly after the promotion.

升职后，他的应税收入显著增加。

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We need to stick to our monthly budget to avoid overspending.

我们必须遵守每月预算，以防超支。

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The bank charged £35 for exceeding the agreed overdraft limit.

银行因超出约定透支限额收取了35英镑费用。

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to break even

收支平衡

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Annual household expenditure on energy rose by 12% last year.

去年家庭能源支出同比上涨12%。

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The initial outlay for new equipment was over £200,000.

新设备的初期投入超过20万英镑。

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to get into debt

负债

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to make a loss

亏损

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Fluctuations in the exchange rate affected the company’s import costs.

汇率波动影响了该公司的进口成本。

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to go out of business

停业

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Unemployment typically rises during an economic downturn.

经济衰退期间失业率通常会上升。